FAQ
Search
Memberlist
Usergroups
Galleries
Register
Profile
Log in to check your private messages
Log in
ufo forum Forum Index
->
UFO Forum
Post a reply
Username
Subject
Message body
Emoticons
View more Emoticons
Font colour:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Indigo
Violet
White
Black
Font size:
Tiny
Small
Normal
Large
Huge
Close Tags
Options
HTML is
ON
BBCode
is
ON
Smilies are
ON
Disable HTML in this post
Disable BBCode in this post
Disable Smilies in this post
Confirmation code: *
All times are GMT + 2 Hours
Jump to:
Select a forum
Jakaś kategoria
----------------
UFO Forum
other then ufo subjects
Topic review
<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Author</th> <th class="thCornerR">Message</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>heztfive4t8f</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/Boyz/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Fri 6:19, 13 May 2011<span class="gen"> </span> Post subject: Total Visa Credit Card - Pros and Cons</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">Pros - Most Attractive Features: <br />Annual Percentage Rate (APR) for Purchases 19.92% Other APRs Cash Advance APR: 19.92% <br />Annual Fee: $48 <br />Grace Period: 25 Days from Statement Date if prior month balance was paid in full by due appointment Method of Computing the Balance for Purchases Average Daily Balance (including new purchases) <br />Minimum Credit Limit: $250 <br />Maximum Credit Limit: n/a <br />Late Payment Fee: $29 <br />Over-The-Limit Fee: $25 <br />Cash Advance Fee: $5 <br />Minimum Finance Charge $.00 <br />Easy Pay Fee $7.95 <br />Closed Account Maintenance Fee $3.50 <br />Application Fee: $96 + $56 <br />Participation Fee: $96 ($8 every month) <br />Total First Year Fees: $296 <br />While you are attempting to obtain a credit card,<a href="http://www.mostsneakers.com/nike-lunar" target="_blank" class="postlink">nike lunar shoes</a>, keep paying all your other bills on time. <br />You should have no extra than 3 credit cards - one alternatively two with a small credit restrict and an with a larger limit for emergencies. <br />Don't overspend. Only buy something namely you can pay for in cash. This will keep you from buying more than you can afford. <br />If you cannot pay off your balance monthly, you are costing more than you can afford and need to stop using your credit card until you can pay off the balance. <br />Cons - Least Attractive Features <br />Additional Perks <br />Card Fees <br />The Total Visa? Card, issued by Plains Commerce Bank, is devised for those with limited or damaged credit. <br />you have a history of wrong debt, slow or wrong debt or have a limited debt history you may have to start with a limited credit card, one with a cheap limit. These cards generally carry an applying fee, yet they do allow you to create (or re-establish) credit afterward it's been harmed. Consistent payments guide to an improved credit history. <br />Tips <br />Various fees applied to new accounts as the first annual. <br />The interest rate is upon average for this type of card. <br />Not ideal whether the cardholder plans apt carry a balance. <br />Inability to have it chance one unsecured card. <br />This card has a program fare of $96 and one account set-up fare of $56. <br />No additional cardholders allowed aboard this card. <br />Various Internet account related services. <br />Fraud protection services. <br />Does not require a security deposit. <br />The rate for cash advances is the same for for purchases, which is a rare benefit as the interest rate for cash advances is routinely much higher. <br />Those who become lively members of the credit card ambition be glad to know thattransactions will be reported to always important credit bureaus as an unsecured credit card. <br />Those who tin afford to pay in full each month (to lest finance charges) and do no mind paying numerous upfront fees may ascertain the Total Visa? Card to be advantageous. <br />Basically a nice direction to begin re-building your credit. <br />Can assist obtain an unsecured Credit Card by paying Total Card on time each and monthly. <br />Although the card does not require a security deposit, it does have various fees applied to new applicants, which for the first year single equal $296 (of this value, $152 is applied for the first year only). Some applicants may prefer to pay the upfront fees as opposed to a larger security deposit; although,<a href="http://www.mostsneakers.com/nike-6.0/nike-6.0-air-mogan" target="_blank" class="postlink">Nike 6.0 Air Mogan Low</a>, it is important to memorandum that most of the fees applied are non-refundable (security deposits are usually refundable).</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="http://picsrv.fora.pl/Boyz/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
fora.pl
- załóż własne forum dyskusyjne za darmo
Powered by
phpBB
© 2001, 2002 phpBB Group Boyz theme by
Zarron Media
2003
Regulamin
